Oregon Homeowner Wins 3-Year Foreclosure Case against Wells Fargo

by San Antonio Attorney

A woman from Tualatin, Oregon has won a three-year battle against Wells Fargo to prove that the bank had wrongfully foreclosed on her home for supposedly missing mortgage payments.

On Wednesday, a judge ruled that there was insufficient proof that she was delinquent in her payments. Delores Dingman said the bank simply made accounting errors.

The court testimony lasted 6 hours and then the judge ruled to call off the judicial home foreclosure.

Dingman moved with her husband into the four-bedroom house 46 years ago.

After the death of her husband in 2008, Dingman got a new mortgage with Wachovia Corporation while paying his hospital bills, without missing a single mortgage payment. Based on court records, she pledged in June 16, 2008 to pay back $308,000 as well as interest.

The following year, after Wachovia was acquired by Wells Fargo, she started getting foreclosure notices. She claims the bank incorrectly processed the mortgage payments she made since October 2009.

Her bank statements showed that her payments have been transferred to Wells Fargo. She made efforts to resolve the error and paid over $12,000 in lawyer’s fees, but her house went into foreclosure.

Wells Fargo said they are reviewing the decision of the court and exploring all possible options at this point.

This is not the only case where Wells Fargo got involved in home foreclosure errors. The contractors of the bank wrongfully cleared out a retired couple’s house two times in California after mistaking it with a foreclosed home in the neighborhood.

During the past few years, Dingman said her payments were regarded as missing although she has stamped checks to show that her payments have been deposited to Wells Fargo.

When she went to a Wells Fargo Branch in order to clarify the matter, she was told her home was in foreclosure.

 

Many homeowners fight foreclosure by hiring lawyers to represent them. San Antonio Real Estate Attorneys can help in negotiating a loan workout, seeking a new loan, buying time or avoiding a deficiency judgment.

 

 

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