chapter 13

Do I Need a San Antonio Attorney

by San Antonio Attorney

If you are asking whether or not you need a San Antonio attorney, it is reasonable to assume that you are facing some kind of legal process. Ultimately, you need to decide, but when you consider that the initial consultation with any attorney is free, you might as well take at least that first step. [...]

{ 0 comments }

San Antonio Bankruptcy Requirements

by San Antonio Attorney

When deciding to file bankruptcy, the amount of debt you have and your income are factors. It is possible to have too much disposable income to file chapter 7 and too much debt to file chapter 13. An indicator of too much debt (for a chapter 13) is whether or not you owe more than [...]

{ 0 comments }

The many reasons to overcome any reluctance to file bankruptcy make this a relatively easy question to answer. When making the decision to file, it is worth considering what the intended outcome of the bankruptcy code is for the debtor, and that is to provide relief from debts that have become unmanageable so that the [...]

{ 0 comments }

1.    Do I need a lawyer? This depends on the complexity of the particular case and the type of bankruptcy involved.  Chapter 7 cases can be straightforward. However, as most bankruptcy lawyers offer the first consultation free, it is worthwhile pursuing this option. An experienced lawyer could ensure that less property is lost when filing [...]

{ 0 comments }

How to Stop a San Antonio Repossession

by San Antonio Attorney

Should your car be repossessed, reversing the situation is still possible, but it is much easier to stop a San Antonio repossession agent from getting your vehicle if you make an accurate assessment of your financial difficulties and take action before this situation arises. Typically, you are in danger of having your car repossessed if [...]

{ 0 comments }

How to Find a Good San Antonio Attorney

by San Antonio Attorney

Many attorneys in San Antonio offer a free initial consultation; however, as there is often a need to act expediently, it is best to be well prepared at that consultation to avoid wasting time trying to find one that suits your needs. You would be wise to select several to look at closely through consulting [...]

{ 0 comments }

What Does Bankruptcy Do?

by San Antonio Attorney

Different chapters are suitable for different needs, but bankruptcy, basically, provides relief for debtors through the automatic stay on creditors’ actions following filing. The automatic stay means that all forms of harassment that debtors can be subject to, including letters, phone calls and other demands for payments, must stop. Ultimately, if all the requirements of [...]

{ 0 comments }

What Bankruptcy Cannot Do

by San Antonio Attorney

While bankruptcy can provide relief for debtors from the actions of creditors, eliminate some consumer debts or lead to the creation of a repayment plan for those debts that must be settled, eventually leading to a discharge, there are some things bankruptcy cannot do. Bankruptcy cannot protect the debtor from the claims of creditors not [...]

{ 0 comments }

Which is Better Chapter 7 or Chapter 11

by San Antonio Attorney

The decision to file bankruptcy under chapter 7 or chapter 11 is best undertaken following consideration of the advantages and disadvantages related to the circumstances of the debtor. Current income and costs incurred need to be considered. Chapter 7, while available to both individuals and businesses is more suitable for individuals willing to liquidate their [...]

{ 0 comments }

Federal law directs all bankruptcy cases under the Bankruptcy Code with aspects of bankruptcy related to procedures managed according to Bankruptcy Rules; however, individual judicial districts may have their own local rules. It is worth noting that there are at least 90 different judicial districts, potentially more than one in some states, so there are [...]

{ 0 comments }